Life and Health Insurance Agent CV
Insurance CV
Job description
Insurance brokers and agents act as intermediaries between clients. These clients can be either individuals or insurance companies and commercials organisations. They offer products from more than one insurer to ensure that their clients get the best deal. Insurance use their in-depth knowledge of risks and the insurance market to find and arrange suitable insurance policies and arrange cover.
Retail insurance brokers usually arrange insurance policies for individuals or companies and deal directly with them (policies for individuals include house, motor, travel, pet cover and more, whereas policies for companies may cover damage to property and business disruption). Retail brokers also deal with employer's liability and public and products liability insurance.
Commercial insurance brokers deal with high value and more complex insurance cover in areas such as financials risks, as well as risks related to aviation, marine, oil and gas industries, etc.
Typical work activities depend on the type of employer and scale of the business. In a large company, a broker may specialise in a core area. However, in a small firm, they could be involved in most functions, including new business development and acting as placing broker and claims broker.
Tasks involve foreseeing clients' insurance needs, such as policy renewals; gathering information from clients, assessing their insurance needs and risk profile; building and maintaining ongoing relationships with clients including scheduling and attending meetings and understanding the nature of clients' businesses or lives; researching insurance companies' policies and negotiating with underwriters to find the most suitable insurance for clients at the best price; arranging specialised types of insurance cover in complex cases; this may involve preparing reports for insurance underwriters and surveyors and negotiating with insurers; advising clients on risk management and helping to devise new ways to mitigate risks, for example, by adding security measures such as fencing, surveillance cameras or lighting to commercial properties to reduce the likelihood of a break-in; ensuring clients understand the terms and the extent of the cover provided in line with industry regulations; renewing or amending existing policies; advising clients whether and when they need to make a claim on their policies; developing relationships with underwriters, surveyors, photographers, structural engineers and other professionals; administrative tasks such as paperwork, correspondence and keeping detailed records; collecting insurance premiums and processing accounts, etc.
Here come a few samples of life and Health insurance agents CVs. On this page, you'll find the following texts about insurance agents:
Job description
Insurance brokers and agents act as intermediaries between clients. These clients can be either individuals or insurance companies and commercials organisations. They offer products from more than one insurer to ensure that their clients get the best deal. Insurance use their in-depth knowledge of risks and the insurance market to find and arrange suitable insurance policies and arrange cover.
Retail insurance brokers usually arrange insurance policies for individuals or companies and deal directly with them (policies for individuals include house, motor, travel, pet cover and more, whereas policies for companies may cover damage to property and business disruption). Retail brokers also deal with employer's liability and public and products liability insurance.
Commercial insurance brokers deal with high value and more complex insurance cover in areas such as financials risks, as well as risks related to aviation, marine, oil and gas industries, etc.
Typical work activities depend on the type of employer and scale of the business. In a large company, a broker may specialise in a core area. However, in a small firm, they could be involved in most functions, including new business development and acting as placing broker and claims broker.
Tasks involve foreseeing clients' insurance needs, such as policy renewals; gathering information from clients, assessing their insurance needs and risk profile; building and maintaining ongoing relationships with clients including scheduling and attending meetings and understanding the nature of clients' businesses or lives; researching insurance companies' policies and negotiating with underwriters to find the most suitable insurance for clients at the best price; arranging specialised types of insurance cover in complex cases; this may involve preparing reports for insurance underwriters and surveyors and negotiating with insurers; advising clients on risk management and helping to devise new ways to mitigate risks, for example, by adding security measures such as fencing, surveillance cameras or lighting to commercial properties to reduce the likelihood of a break-in; ensuring clients understand the terms and the extent of the cover provided in line with industry regulations; renewing or amending existing policies; advising clients whether and when they need to make a claim on their policies; developing relationships with underwriters, surveyors, photographers, structural engineers and other professionals; administrative tasks such as paperwork, correspondence and keeping detailed records; collecting insurance premiums and processing accounts, etc.
Here come a few samples of life and Health insurance agents CVs. On this page, you'll find the following texts about insurance agents:
- Life Insurance Agent CV
- Auto, Fire and Life Insurance Policies agent CV
- Licensed Life and Health Insurance Agent
- Life & Health Insurance Agent CV
- Life and Health Insurance Specialist
- CV: Insurance Agent
- Insurance Agent: Family Needs
Life Insurance Agent
Work Experience
Life Insurance Agent
New York Life Insurance Company
Los Angeles, CA
June 2013 to Present
Consult with clients about their financial retirement needs
Develop and maintain existing relationships while aggressively pursuing new business opportunities
Advance entrepreneurial skill sets using social media and other platforms to increase client base
Sales Representative
Integrative Office Technology
Los Angeles, CA
September 2010 to June 2013
Negotiated purchase and lease agreements utilizing document software and print solutions services
Managed over $50K in sales using Microsoft Excel and QuickSales software.
Executed tactics of sales: Prospecting, Telemarketing, Approach, Fact-Finding, Preparation, Closing, Follow-Through
Coordinated and scheduled professional events and sales presentations with clients and potential clients
Salesman of the month two times in 2013 and junior manager in LA branch
Branch Office Assistant
Edward Jones Investments
Los Angeles, CA
February 2008 to July 2010
Transferred and wired financial funds for clients and senior advisors
Performed high-volume administrative duties including but not limited to: heavy phones, scheduling, contact management, and travel coordination
Acted as a liaison to building management and facilities service vendors, handling maintenance requests, parking, scheduling service appointments, and facility issues
Utilized social media platforms to promote entrepreneurial office culture and networking initiatives
Kuby's Restaurant
Dallas, TX
November 2001 to January 2008
Cultivated customer service skills by providing prompt and courteous table service to restaurant patrons
Cultivated relationships with regular diners and ensured customer satisfaction to build restaurant following
Implemented a multi-platform social media campaign to promote restaurant awareness
Worked with near-by college campus to contribute to fundraising activities
Apprentice
Paneno Construction L.L.C
La Canada Flintridge, CA
June 1998 to October 2001
Assisted in the construction of single family homes with construction budgets up to 3 million dollars
Participated in material coordination, sub-contractor coordination, project scheduling, and value engineering
Coordinated financial aspects including accounts payable, accounts receivable, and billing deposits
Managed large inventory of construction supplies
Education
Bachelor of Arts in Geology
Southern Methodist University
Dallas, TX
June 2012
The American University of Sicily
June 2008
SKILLS/INTERESTS
Technical Skills: Microsoft Office Suite, Windows and Mac OS, Adobe Photoshop, QuickSales, Google Analytics
Languages: Intermediate American Sign Language, Basic Italian
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| Life insurance can buy you life, but it can help your relatives to save money... Photo by Elena |
Auto, Fire, Life Insurance Agent
Work Experience
Insurance Agent
Farmers Insurance -
Fairfield, CA
September 2011 to Present
Built an Insurance Agency from the ground up, currently serving over 120 policy holders
Including but not limited to, calculating and customize Insurance programs and premiums to suit individual customers.
Interview prospective clients to obtain personal data.
Sell various types of insurance products including Auto, Fire and Life policies.
Calling clients to deliver and explain policies.
Manager
Thompson's Corner Saloon -
Fairfield, CA
October 2002 to Present
Assist in setting budgets for the bar and implementing strategies to achieve daily targets
Maintain low wastage levels through good stock management and rotation.
Prepare daily and weekly reports as required
Handle customer requests and or complaints
Operate safe practices, act as a role model and provide guidance to staff to ensure that all health and safety measures are met for employees and guests alike.
Manager
La Strada Ristorante -
American Canyon, CA
April 2000 to September 2004
Weekly scheduling and payroll
Acted as liaison between staff and owners
Delegated daily tasks
Responsible for inventory and proper stock levels of bar, food, and dry goods
Created a cohesive environment between kitchen and dining staff
Above all, maintained a high level of professionalism and customer service
Education
American Studies
Solano Community College
January 1997 to December 2002
Applying for a sales position
Work Experience
Licensed Life and Health Insurance Agent
Los Alamitos Insurance Company
Los Alamitos, CA
August 2013 to December 2015
Licensed Life and Health Insurance Agent
Prospect, provide financial, retirement, family protection, children's educational funds to individuals, families in the community.
CSI Las Vegas Security Consultant
Security Alarm System Company
Las Vegas, NV
September 2008 to July 2013
Prospect business and clients for Alarm Security System needs for commercial and residential customers, made presentation and sold Alarm Security Systems and Camera systems. Provided client services as needed. Was the #1 top sales person of the office.
Field Supervisor
Millenium Alarm Technology
Colorado Springs, OH
June 2006 to August 2008
Co-owned alarm security system company, hired, managed and trained all of the sales and marketing consultants.
Education
Electrical Engineering
Rutgers University
Piscataway, NJ
1987 to 1992
Skills
Computer, sales negotiation, fluent in Korean, communication skills in Korean and English
Have strong strength in approaching ability, able to sell to cold market
Able to negotiate and have strong closing technique
Licensed Agent for Life and Health Insurance
Computer Literate, able to operate copy & fax machine and able to surf the internet
Los Angeles, CA
Life & Health Insurance Agent
American Logistics Associates
Chatsworth, CA
October 2012 to Present
Accountant/Translator
United Translation Services
Mesquite, TX
October 2000 to Present
Maintain accounting books for English/French Translation Company.
Accounts Payable - process payables for translation entity, Accounts Receivable, bank reconciliation, and general ledger maintenance.
Translation duties include translation and proofreading from English to Spanish and vice versa of fund raising projects and legal documents.
Cost Accountant
Commissaries
Chacarita, CA
January 1997 to September 2000
Assist leadership in all aspects of operations as it relates to inventory, margins, purchasing, and production packaging.
Supervise and partner with Administration, Receiving, and Purchasing Teams to ensure the system's accuracy.
Training and ensuring Chef Tec data and accuracy for both ingredient and recipe costing.
Training Team Leaders and Administration Team Members on use of program to enhance efficiencies and margin performance.
Meet with Facility Leadership each period to ensure accuracy of margins.
Meet with Buyers and Team Leaders to discuss the accuracy of spoilage.
Contract Accountant
Independent Accountant
March 1990 to January 1997
Worked for various companies through employment agency on a temporary basis and as assignments became available in various fields including Accounts payables and Receivables, General Ledger maintenance, and interpretation of financial statements.
Maintained the day-to-day accounting books for construction and welding companies
Accounts Receivables. Processed accounts receivables on a weekly, monthly basis.
Accounts Payable. Included the entire accounting cycle, starting from opening vendor bills, to coding, to input into accounting program, and generating payments for vendors.
Bank Account reconciliation of General and Payroll accounts
Interact with various agencies, including Labor Compliance, LAUSD, and Consulting Agencies. CPA's, and General contractors and subcontractors.
Computation and filing of quarterly Federal, State payroll reports.
Filing of weekly, State Certified Payrolls to appropriate agencies and general contractors.
Bookkeeper
Newark Transportation Department Services
Newark, NJ
March 1992 to October 1994
Maintained accounting records, expenditures and receipt files for all contracts.
Journal posting, Ledger posting, check coding for computers.
Semi-monthly payroll for twenty employees, independent contractors.
Accounts Receivable, which included the billing for various City, County, State, Federal programs using an Excel spreadsheet and posting single and multiple journal entries to the accounting program.
Accounts Payable, which included entire cycle from coding to input of payables into the accounting program, to reconciliation of accounts for various vendors, to status of payables at end of period.
Computed, filed quarterly, yearly Federal, State reports.
Bank reconciliation for various accounts.
Bookkeeper/Administrator
Queen Dairy Warehouse
Santa Fe Springs, CA
October 1980 to May 1985
Maintained books for candy importer
Set up accounting and inventory systems
Maintained G/L, made journal entries, prepared monthly bank reconciliations.
Accounts Payable, processed payables on a daily basis. This included the coding, input, and payment of payables.
Worked closely with U. S. Customs, Surety companies to solve FDA related issues, including the admission, corrections, and returns of products.
Supervised office and warehouse personnel.
General Manager
City Properties
1980 to 1985
Managed real estate/development office
Set up and maintained accounting system
Accounting duties included Accounts Payable, which included the sorting, coding, and input into for the various properties in order to match properties costs against revenues. Payroll and bank reconciliation.
Processed conventional real estate loans.
Generated net profit/loss for various properties (this included the reconstruction of expenses)for each property.
Administrator/Owner
Brooklyn Candy Distributors/J & M Food Products
Brooklyn, NY
May 1975 to June 1180
Owned and operated confectionary/soda distribution concern.
Maintained the overall aspects of the business.
Creation of the accounting system and accounting controls.
Purchases of candies and sodas from foreign vendors (Brazil and Mexico), and sale of products to clients.
Inventory Control clerk
Pasadena Foods Company
Pasadena,, CA
November 1972 to May 1975
Maintained control of packaging, raw materials for cheese manufacturing company.
Costing of products manufactured, assigning of product codes and packaging formulas.
Monthly closing included the reconciliation of inventory for various departments
Computation of unit cost of products sold.
Microsoft Office Consulting Presentation
Negotiation
Business and personal references available upon request.
Education
Alfred University -
Alfred, NY
1960 to 1970
Skills
Master Builder (by Sage) Customer Service Market Analysis
Peachtree Premium Accounting Training and Education Confidentiality
DacEasy Accounting Development & Leadership Communication
Excel Computation & Mathematics Independent worker
Word Account Management Detailed oriented
QuickBooks Program Management Low error rate
Work Experience
Life & Health Insurance Specialist
State Farm Insurance Agency
Mission Viejo, CA
February 2016 to Present
Sold investments, life insurance and health insurance products to branch clients. Educated clients about college funding, retirement planning, saving for emergencies and helped clients identify shortfalls of their retirement plans. Sold 8-12 policies each month.
Insurance Agent
First Financial Security, Encore FFS Agency
Torrance, CA
December 2012 to January 2016
Sold Indexed Universal Life insurance. Did group luncheons and presentations to teachers and other employee groups educating them about the shortfalls of qualified plans. Sold 8-12 policies per month.
Insurance Agent
Lincoln Heritage Life Insurance, Marcelo Vaca Agency
Santa Ana, CA
April 2010 to December 2015
Sold Final Expense Life Insurance. Leads generated through TV commercials. Sold 14 -16 policies per month.
Insurance Agent
TD Life Insurance Agency
Woodland Hills, CA
August 2007 to August 2011
Sold Term and Permanent Insurance and Annuities. Leads generated through referrals. Sold 3 - 5 policies per month.
Insurance Agent
InSphere Insurance Solutions
Costa Mesa, CA
November 2005 to August 2008
Sold health insurance. Leads generated via internet and live transfers. Explained health care reform and helped clients select a plan based on their needs. Sold 3-4 policies per month.
Insurance Agent
Zoom Health Agency
Orange, CA
September 2000 to November 2005
Sold health insurance. Leads generated via live transfers. Explained health care reform and helped clients select a plan based on their needs. Sold 5-10 policies per day.
Insurance Agent
Sky Blue Insurance Agency
Long Beach, CA
March 1995 to September 2000
Sold health insurance. Leads generated via internet and live transfers.. Explained health care reform and helped clients select a plan based on their needs. Sold and average of 3-4 policies per day.
Sales Representative
PC Mall
Torrance, CA
July 1992 to January 1995
Sold Computer products via cold calling and warm leads. Required product and industry knowledge of the computer industry and developing relationships with authorized buyers at different companies.
Marketing Representative
Crossmark Corporation
Plano, TX
April 1988 to July 1992
Marketed and demonstrated different products promoted by Crossmark Corporation in COSTCO stores. Required learning a wide variety of product knowledge and explaining the benefits of each product through customer interaction
Sr. Loan Officer. Sub prime and Alt
Bankers Capital
Diamond Bar, CA
April 1982 to April 1984
A 1st mortgages (MTA, COFI, LIBOR, etc.) and 2nd mortgages (HELOCs and fixed 2nd trust deeds) Leads generated from referrals and cold calling farm packages. Currently funding 1-2 loans per month and generating $15,000-$30,000 in gross origination.
Sr. Loan Officer. Sold Sub Prime and Alt-A
American Home Loans
Lakewood, CA
August 1981 to April 1982
1st mortgages, HELOCs and 2nd trust deeds. Leads provided through LendingTree and other internet marketing sources. Funded up to 10 loans per month and generated $30,000-$40,000 in gross origination.
Equity Specialist
HomeLoanCenter.com
Irvine, CA
February 1974 to August 1981
Sold HELOCs and 2nd trust deeds in restricted states. Leads provided through LendingTree and other internet marketing sources. Funded up to 20 loans per month and generated $50,000-$65,000 in gross origination.
Credit Manager
Secured Funding Corporation
Costa Mesa, CA
1973 - 1974
Sold 1st mortgages, HELOCs and 2nd trust deeds. Leads provided through direct mail marketing program. Once application was taken, loan programs were determined and written up by separate underwriting department. Funded 7 loans per month and generated $15,000-$20,000 in gross origination.
Financial Consultant
InterFirst Capital Corporation
Santa Monica, CA
January 1969 to February 1978
Built a fee-based investment practice based on clients' goals. Transacted $3,400,000 in investment dollars with average commissions of $8,000 per month. Branch location closed after firm bought by First Allied Securities.
Investment Consultant
Glenfed Brokerage Services
Gardena, CA
November 1967 to January 1969
Sold investment products to bank clients. Generated referrals from bank staff. Transacted $4,000,000 in investment dollars and generated $200,000 in gross commissions with average commissions of $25,000 per month. Resigned after merger with CalFed Bank.
Education
BA in Economics
California State University
Long Beach, CA
May 1982
QUALIFICATIONS:
25 years sales and customer service experience, telephone and face to face
Comprehensive knowledge of Qualified and non-qualified retirement plans, Equities, Tax free investments, Life Insurance, Estate planning, Mutual Funds and Annuities.
Work Experience
Insurance Agent (Reserve)
Farmers Insurance
Lakewood, CA
March 2015 to Present
Assisted with financial planning for small businesses, estates, and individuals
Wrote coverage for automobile, homeowners, renters, special lines, and life insurance.
Developed a personalized marketing plan in collaboration with district manager.
Made phone calls daily with the objective of booking opening appointments.
Designed life insurance policies based on a detailed financial needs analysis and fact finding.
Insurance Agent
New York Life
Long Beach, CA
September 2014 to December 2015
Assisted with financial planning for small businesses, estates, and individuals
Responsible for filling out applications for life insurance and annuity products and submitting them for processing.
Developed a personalized marketing plan in collaboration with managing partner.
Made phone calls daily with the objective of booking opening appointments.
Designed life insurance policies based on a detailed financial needs analysis and fact finding.
Sales Associate
Macys
Torrance, CA
April 2008 to June 2014
Assisted customers with Macy's card inquiries, accurately processed customer transactions, served customers by asking questions and gathering information to help with merchandise selection, and collaborated with other veteran sales associates to train new hires
Police Cadet
City of Redondo Beach
Redondo Beach, CA
March 2004 to April 2008
Collaborated with records clerks to perform office duties (filing, typing, answering phones, etc.) wrote police reports for crimes with limited or no suspect information, delivered police vehicles for routine maintenance, produced schedules for daily briefings, and worked alongside sworn-in police officers
Courtesy Clerk
Albertsons
Torrance, CA
April 2001 to February 2004
Provided customers with excellent customer service, gathered carts, performed clean up duties, operated demo booths, worked in various departments as instructed by store management.
Education
B.A in American Studies
California State University Long Beach
January 2010 to May 2014
A.A. in General Studies
El Camino College
August 2001 to June 2009
Awards
Dean's List, College of Liberal Arts, California State University of Long Beach
December 2011
Obtained for achieving a 3.5 GPA for one semester.
Certifications
Property & Casualty Broker-Agent License
2011
Issued by the California Department of Insurance
Life & Health Insurance License
September 2013 to September 2017
Issued by the California Department of Insurance
Licensed Life and Health Insurance Agent
Applying for a sales position
Work Experience
Licensed Life and Health Insurance Agent
Los Alamitos Insurance Company
Los Alamitos, CA
August 2013 to December 2015
Licensed Life and Health Insurance Agent
Prospect, provide financial, retirement, family protection, children's educational funds to individuals, families in the community.
CSI Las Vegas Security Consultant
Security Alarm System Company
Las Vegas, NV
September 2008 to July 2013
Prospect business and clients for Alarm Security System needs for commercial and residential customers, made presentation and sold Alarm Security Systems and Camera systems. Provided client services as needed. Was the #1 top sales person of the office.
Field Supervisor
Millenium Alarm Technology
Colorado Springs, OH
June 2006 to August 2008
Co-owned alarm security system company, hired, managed and trained all of the sales and marketing consultants.
Education
Electrical Engineering
Rutgers University
Piscataway, NJ
1987 to 1992
Skills
Computer, sales negotiation, fluent in Korean, communication skills in Korean and English
Have strong strength in approaching ability, able to sell to cold market
Able to negotiate and have strong closing technique
Licensed Agent for Life and Health Insurance
Computer Literate, able to operate copy & fax machine and able to surf the internet
Life & Health Insurance Agent
Los Angeles, CA
Life & Health Insurance Agent
American Logistics Associates
Chatsworth, CA
October 2012 to Present
Accountant/Translator
United Translation Services
Mesquite, TX
October 2000 to Present
Maintain accounting books for English/French Translation Company.
Accounts Payable - process payables for translation entity, Accounts Receivable, bank reconciliation, and general ledger maintenance.
Translation duties include translation and proofreading from English to Spanish and vice versa of fund raising projects and legal documents.
Cost Accountant
Commissaries
Chacarita, CA
January 1997 to September 2000
Assist leadership in all aspects of operations as it relates to inventory, margins, purchasing, and production packaging.
Supervise and partner with Administration, Receiving, and Purchasing Teams to ensure the system's accuracy.
Training and ensuring Chef Tec data and accuracy for both ingredient and recipe costing.
Training Team Leaders and Administration Team Members on use of program to enhance efficiencies and margin performance.
Meet with Facility Leadership each period to ensure accuracy of margins.
Meet with Buyers and Team Leaders to discuss the accuracy of spoilage.
Contract Accountant
Independent Accountant
March 1990 to January 1997
Worked for various companies through employment agency on a temporary basis and as assignments became available in various fields including Accounts payables and Receivables, General Ledger maintenance, and interpretation of financial statements.
Maintained the day-to-day accounting books for construction and welding companies
Accounts Receivables. Processed accounts receivables on a weekly, monthly basis.
Accounts Payable. Included the entire accounting cycle, starting from opening vendor bills, to coding, to input into accounting program, and generating payments for vendors.
Bank Account reconciliation of General and Payroll accounts
Interact with various agencies, including Labor Compliance, LAUSD, and Consulting Agencies. CPA's, and General contractors and subcontractors.
Computation and filing of quarterly Federal, State payroll reports.
Filing of weekly, State Certified Payrolls to appropriate agencies and general contractors.
Bookkeeper
Newark Transportation Department Services
Newark, NJ
March 1992 to October 1994
Maintained accounting records, expenditures and receipt files for all contracts.
Journal posting, Ledger posting, check coding for computers.
Semi-monthly payroll for twenty employees, independent contractors.
Accounts Receivable, which included the billing for various City, County, State, Federal programs using an Excel spreadsheet and posting single and multiple journal entries to the accounting program.
Accounts Payable, which included entire cycle from coding to input of payables into the accounting program, to reconciliation of accounts for various vendors, to status of payables at end of period.
Computed, filed quarterly, yearly Federal, State reports.
Bank reconciliation for various accounts.
Bookkeeper/Administrator
Queen Dairy Warehouse
Santa Fe Springs, CA
October 1980 to May 1985
Maintained books for candy importer
Set up accounting and inventory systems
Maintained G/L, made journal entries, prepared monthly bank reconciliations.
Accounts Payable, processed payables on a daily basis. This included the coding, input, and payment of payables.
Worked closely with U. S. Customs, Surety companies to solve FDA related issues, including the admission, corrections, and returns of products.
Supervised office and warehouse personnel.
General Manager
City Properties
1980 to 1985
Managed real estate/development office
Set up and maintained accounting system
Accounting duties included Accounts Payable, which included the sorting, coding, and input into for the various properties in order to match properties costs against revenues. Payroll and bank reconciliation.
Processed conventional real estate loans.
Generated net profit/loss for various properties (this included the reconstruction of expenses)for each property.
Administrator/Owner
Brooklyn Candy Distributors/J & M Food Products
Brooklyn, NY
May 1975 to June 1180
Owned and operated confectionary/soda distribution concern.
Maintained the overall aspects of the business.
Creation of the accounting system and accounting controls.
Purchases of candies and sodas from foreign vendors (Brazil and Mexico), and sale of products to clients.
Inventory Control clerk
Pasadena Foods Company
Pasadena,, CA
November 1972 to May 1975
Maintained control of packaging, raw materials for cheese manufacturing company.
Costing of products manufactured, assigning of product codes and packaging formulas.
Monthly closing included the reconciliation of inventory for various departments
Computation of unit cost of products sold.
Microsoft Office Consulting Presentation
Negotiation
Business and personal references available upon request.
Education
Alfred University -
Alfred, NY
1960 to 1970
Skills
Master Builder (by Sage) Customer Service Market Analysis
Peachtree Premium Accounting Training and Education Confidentiality
DacEasy Accounting Development & Leadership Communication
Excel Computation & Mathematics Independent worker
Word Account Management Detailed oriented
QuickBooks Program Management Low error rate
Life & Health Insurance Specialist
Work Experience
Life & Health Insurance Specialist
State Farm Insurance Agency
Mission Viejo, CA
February 2016 to Present
Sold investments, life insurance and health insurance products to branch clients. Educated clients about college funding, retirement planning, saving for emergencies and helped clients identify shortfalls of their retirement plans. Sold 8-12 policies each month.
Insurance Agent
First Financial Security, Encore FFS Agency
Torrance, CA
December 2012 to January 2016
Sold Indexed Universal Life insurance. Did group luncheons and presentations to teachers and other employee groups educating them about the shortfalls of qualified plans. Sold 8-12 policies per month.
Insurance Agent
Lincoln Heritage Life Insurance, Marcelo Vaca Agency
Santa Ana, CA
April 2010 to December 2015
Sold Final Expense Life Insurance. Leads generated through TV commercials. Sold 14 -16 policies per month.
Insurance Agent
TD Life Insurance Agency
Woodland Hills, CA
August 2007 to August 2011
Sold Term and Permanent Insurance and Annuities. Leads generated through referrals. Sold 3 - 5 policies per month.
Insurance Agent
InSphere Insurance Solutions
Costa Mesa, CA
November 2005 to August 2008
Sold health insurance. Leads generated via internet and live transfers. Explained health care reform and helped clients select a plan based on their needs. Sold 3-4 policies per month.
Insurance Agent
Zoom Health Agency
Orange, CA
September 2000 to November 2005
Sold health insurance. Leads generated via live transfers. Explained health care reform and helped clients select a plan based on their needs. Sold 5-10 policies per day.
Insurance Agent
Sky Blue Insurance Agency
Long Beach, CA
March 1995 to September 2000
Sold health insurance. Leads generated via internet and live transfers.. Explained health care reform and helped clients select a plan based on their needs. Sold and average of 3-4 policies per day.
Sales Representative
PC Mall
Torrance, CA
July 1992 to January 1995
Sold Computer products via cold calling and warm leads. Required product and industry knowledge of the computer industry and developing relationships with authorized buyers at different companies.
Marketing Representative
Crossmark Corporation
Plano, TX
April 1988 to July 1992
Marketed and demonstrated different products promoted by Crossmark Corporation in COSTCO stores. Required learning a wide variety of product knowledge and explaining the benefits of each product through customer interaction
Sr. Loan Officer. Sub prime and Alt
Bankers Capital
Diamond Bar, CA
April 1982 to April 1984
A 1st mortgages (MTA, COFI, LIBOR, etc.) and 2nd mortgages (HELOCs and fixed 2nd trust deeds) Leads generated from referrals and cold calling farm packages. Currently funding 1-2 loans per month and generating $15,000-$30,000 in gross origination.
Sr. Loan Officer. Sold Sub Prime and Alt-A
American Home Loans
Lakewood, CA
August 1981 to April 1982
1st mortgages, HELOCs and 2nd trust deeds. Leads provided through LendingTree and other internet marketing sources. Funded up to 10 loans per month and generated $30,000-$40,000 in gross origination.
Equity Specialist
HomeLoanCenter.com
Irvine, CA
February 1974 to August 1981
Sold HELOCs and 2nd trust deeds in restricted states. Leads provided through LendingTree and other internet marketing sources. Funded up to 20 loans per month and generated $50,000-$65,000 in gross origination.
Credit Manager
Secured Funding Corporation
Costa Mesa, CA
1973 - 1974
Sold 1st mortgages, HELOCs and 2nd trust deeds. Leads provided through direct mail marketing program. Once application was taken, loan programs were determined and written up by separate underwriting department. Funded 7 loans per month and generated $15,000-$20,000 in gross origination.
Financial Consultant
InterFirst Capital Corporation
Santa Monica, CA
January 1969 to February 1978
Built a fee-based investment practice based on clients' goals. Transacted $3,400,000 in investment dollars with average commissions of $8,000 per month. Branch location closed after firm bought by First Allied Securities.
Investment Consultant
Glenfed Brokerage Services
Gardena, CA
November 1967 to January 1969
Sold investment products to bank clients. Generated referrals from bank staff. Transacted $4,000,000 in investment dollars and generated $200,000 in gross commissions with average commissions of $25,000 per month. Resigned after merger with CalFed Bank.
Education
BA in Economics
California State University
Long Beach, CA
May 1982
QUALIFICATIONS:
25 years sales and customer service experience, telephone and face to face
Comprehensive knowledge of Qualified and non-qualified retirement plans, Equities, Tax free investments, Life Insurance, Estate planning, Mutual Funds and Annuities.
CV: Insurance Agent
Work Experience
Insurance Agent (Reserve)
Farmers Insurance
Lakewood, CA
March 2015 to Present
Assisted with financial planning for small businesses, estates, and individuals
Wrote coverage for automobile, homeowners, renters, special lines, and life insurance.
Developed a personalized marketing plan in collaboration with district manager.
Made phone calls daily with the objective of booking opening appointments.
Designed life insurance policies based on a detailed financial needs analysis and fact finding.
Insurance Agent
New York Life
Long Beach, CA
September 2014 to December 2015
Assisted with financial planning for small businesses, estates, and individuals
Responsible for filling out applications for life insurance and annuity products and submitting them for processing.
Developed a personalized marketing plan in collaboration with managing partner.
Made phone calls daily with the objective of booking opening appointments.
Designed life insurance policies based on a detailed financial needs analysis and fact finding.
Sales Associate
Macys
Torrance, CA
April 2008 to June 2014
Assisted customers with Macy's card inquiries, accurately processed customer transactions, served customers by asking questions and gathering information to help with merchandise selection, and collaborated with other veteran sales associates to train new hires
Police Cadet
City of Redondo Beach
Redondo Beach, CA
March 2004 to April 2008
Collaborated with records clerks to perform office duties (filing, typing, answering phones, etc.) wrote police reports for crimes with limited or no suspect information, delivered police vehicles for routine maintenance, produced schedules for daily briefings, and worked alongside sworn-in police officers
Courtesy Clerk
Albertsons
Torrance, CA
April 2001 to February 2004
Provided customers with excellent customer service, gathered carts, performed clean up duties, operated demo booths, worked in various departments as instructed by store management.
Education
B.A in American Studies
California State University Long Beach
January 2010 to May 2014
A.A. in General Studies
El Camino College
August 2001 to June 2009
Awards
Dean's List, College of Liberal Arts, California State University of Long Beach
December 2011
Obtained for achieving a 3.5 GPA for one semester.
Certifications
Property & Casualty Broker-Agent License
2011
Issued by the California Department of Insurance
Life & Health Insurance License
September 2013 to September 2017
Issued by the California Department of Insurance
Insurance Agent: Family Needs
I’m a very hard worker an very reliable.
To secure a challenging position emphasizing, increasing responsibility, personal growth, and professional achievement where I may utilize my knowledge, skills and abilities. Highly motivated, reliable worker that has the ability to quickly learn new concept and skills.
Work Experience
Insurance Agent
Lincoln Hertiage insurance Co
McDonough, GA
2012 to Present
Responsibilities
Sales & Services , Assess family needs to enrolled in various plans which best meet their needs.
Accomplishments
I learn the important having insurance and how it impact your life without.
Skills Used
Clerical, Micro soft word, and how important it is to be able to communication .
Property Manager
Property Staffing
Hollywood, FL
March 2003 to February 2011
Provide customer service to internal and external staff members of the community association and community owners.
Type letters, memos, and reports. Managed property sales, maintenance and association fees.
Conducted meeting, held training, and secured cash payments from tenets and securely made cash deposit to bank account.
Leasing Consultant/Administrative Assistant
Property Staffing
Hollywood, FL
November 2000 to February 2003
Showed modules of apartments and provided an explanation of lease terms and conditions
File to keep track of records and maintain the confidentiality policy.
Record, update information, type letters and memos.
Performed lease analysis on tenant's accounts.
Skills
Business clerical
I’m a very hard worker an very reliable.
To secure a challenging position emphasizing, increasing responsibility, personal growth, and professional achievement where I may utilize my knowledge, skills and abilities. Highly motivated, reliable worker that has the ability to quickly learn new concept and skills.
Work Experience
Insurance Agent
Lincoln Hertiage insurance Co
McDonough, GA
2012 to Present
Responsibilities
Sales & Services , Assess family needs to enrolled in various plans which best meet their needs.
Accomplishments
I learn the important having insurance and how it impact your life without.
Skills Used
Clerical, Micro soft word, and how important it is to be able to communication .
Property Manager
Property Staffing
Hollywood, FL
March 2003 to February 2011
Provide customer service to internal and external staff members of the community association and community owners.
Type letters, memos, and reports. Managed property sales, maintenance and association fees.
Conducted meeting, held training, and secured cash payments from tenets and securely made cash deposit to bank account.
Leasing Consultant/Administrative Assistant
Property Staffing
Hollywood, FL
November 2000 to February 2003
Showed modules of apartments and provided an explanation of lease terms and conditions
File to keep track of records and maintain the confidentiality policy.
Record, update information, type letters and memos.
Performed lease analysis on tenant's accounts.
Skills
Business clerical
